Value SeekersNon-ReligiousAccessible Plans
Founded 2018
40,000+ members
Our Verdict
Altrua HealthShare is a non-profit health sharing organization open to anyone regardless of religious affiliation. They offer multiple program levels and use the PHCS/MultiPlan PPO network. Altrua focuses on making health sharing accessible and simple, with a straightforward membership process and responsive customer support.
Rating Breakdown
Pricing & Costs
Monthly Cost Range
$180–$450/mo
Deductible / IUA Range
$500–$5,000
Max Sharing Amount
Up to $1,000,000 per incident
Multiple tiers based on age and household size
Coverage Details
| Maternity | ✓ | Eligible on higher-tier programs after waiting period |
| Mental Health | ✓ | Outpatient mental health eligible on select programs |
| Telemedicine | ✓ | Included |
| Prescriptions | ✓ | Prescription discount program included |
| Preventive Care | ✓ | Wellness benefits included on most programs |
| Dental & Vision | ✗ | Discount programs available separately |
Network & Requirements
Network Type
PPO Network
PHCS/MultiPlan
Religious Requirement
No
No religious requirements open to all
Waiting Period
30 days
Pre-Existing Conditions
12-month waiting period
Pros & Cons
👍 Pros
- No religious requirements to join
- Competitive pricing starting at $180/mo
- PPO network access for discounted rates
- Responsive customer support team
👎 Cons
- 30-day initial waiting period for new members
- Smaller organization with less brand recognition
- Fewer member resources compared to larger ministries
- Limited mental health coverage details
Ready to Join Altrua HealthShare?
Visit their website to see current pricing for your household and get started.
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