CrowdHealth Review
Modern health sharing for the uninsured generation
Our Verdict
CrowdHealth takes a radically different approach to health sharing. Instead of a traditional ministry model, it uses crowdfunding mechanics. Members submit medical bills and the community funds them. With a flat monthly membership fee and a tech-forward platform, CrowdHealth appeals to younger, healthier individuals who want an alternative to both insurance and traditional health sharing. No religious requirements, no lifestyle restrictions.
Rating Breakdown
Pricing & Costs
Flat $175/month for most members (age-based pricing for 55+)
Coverage Details
| Maternity | ✓ | Maternity bills eligible for community funding |
| Mental Health | ✓ | Mental health bills eligible for community funding |
| Telemedicine | ✓ | Included |
| Prescriptions | ✗ | Prescription discount tools available but not directly shared |
| Preventive Care | ✗ | Preventive care not typically funded by community |
| Dental & Vision | ✗ | Not currently offered |
Network & Requirements
Network Type
Any Provider
No network — members negotiate directly or use included tools
Religious Requirement
No
No religious or lifestyle requirements
Waiting Period
None
Pre-Existing Conditions
6-month waiting period
Pros & Cons
👍 Pros
- Simple flat-rate pricing with no confusing tiers
- Modern tech-forward platform and app
- No religious or lifestyle requirements
- Lowest effective cost for healthy individuals
👎 Cons
- Community funding model means bills may not be fully funded
- No PPO network so you may pay higher rates
- Newer company with less track record
- Not ideal for those with chronic conditions
Ready to Join CrowdHealth?
Visit their website to see current pricing for your household and get started.
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