Stop Overpaying for Health Coverage You Don't Need
Health share plans can save you 40-60% vs. traditional insurance. We've analyzed every major program so you can find the perfect fit in minutes — not hours.
Our Top-Rated Health Share Programs
Hand-picked by our research team. Updated for 2025.
Medi-Share
America's premier health sharing community
Samaritan Ministries
Biblical, affordable health care sharing
Christian Healthcare Ministries
The original health cost sharing ministry
Zion Health
Health sharing without religious requirements
CrowdHealth
Modern health sharing for the uninsured generation
How Health Sharing Works
It's simpler than you think
Join a Community
Choose a health sharing program that fits your needs, values, and budget. Monthly contributions typically range from $93 to $600.
Get Medical Care
Visit any doctor or hospital (many programs have PPO networks for discounted rates). Pay your Initial Unshareable Amount first.
Submit Your Bills
Send your eligible medical bills to your program. The community shares the cost — often covering up to $1M per incident.
Save Significantly
Members typically save 40-60% compared to traditional health insurance premiums, with no open enrollment restrictions.
2025 Health Share Rankings
All programs ranked by our composite score
| Rank | Program | Rating | Monthly Cost | Network | Faith Req. | |
|---|---|---|---|---|---|---|
| 1 | 💙 Medi-Share | ★★★★☆ 4.3 | $119–$600/mo | PPO Network | Yes | Review |
| 2 | 🚀 CrowdHealth | ★★★★☆ 4.2 | $175/mo | Any Provider | No | Review |
| 3 | 🤝 Samaritan Ministries | ★★★★☆ 4.1 | $250–$500/mo | Any Provider | Yes | Review |
| 4 | 🔬 Sedera | ★★★★☆ 4.1 | $200–$550/mo | PPO Network | No | Review |
| 5 | ⛪ Christian Healthcare Ministries | ★★★★☆ 4.0 | $93–$300/mo | Any Provider | Yes | Review |
| 6 | 🌿 Zion Health | ★★★★☆ 4.0 | $200–$500/mo | PPO Network | No | Review |
| 7 | ✝️ Solidarity HealthShare | ★★★★☆ 4.0 | $200–$500/mo | PPO Network | Yes | Review |
| 8 | 💛 Altrua HealthShare | ★★★½☆ 3.9 | $180–$450/mo | PPO Network | No | Review |
| 9 | 💚 OneShare Health | ★★★½☆ 3.8 | $200–$500/mo | PPO Network | Yes | Review |
| 10 | 🗽 Liberty HealthShare | ★★★½☆ 3.5 | $229–$600/mo | Any Provider | Yes | Review |
Ready to Find Your Perfect Health Share Plan?
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