No Religious RequirementPPO Network AccessModern Experience
Founded 2019
50,000+ members
Our Verdict
Zion Health is a newer health sharing organization that stands out by not requiring religious affiliation. Anyone can join regardless of faith background. They use the PHCS/MultiPlan PPO network for negotiated rates and offer a straightforward membership structure. Zion Health is ideal for those who want the cost benefits of health sharing without faith-based lifestyle requirements.
Rating Breakdown
Pricing & Costs
Monthly Cost Range
$200–$500/mo
Deductible / IUA Range
$1,000–$5,000
Max Sharing Amount
Up to $1,000,000 per incident
Based on age bracket and household size
Coverage Details
| Maternity | ✓ | Available after 12-month membership period |
| Mental Health | ✓ | Outpatient mental health sharing available |
| Telemedicine | ✓ | Included |
| Prescriptions | ✓ | Prescription discount program included |
| Preventive Care | ✓ | Annual wellness sharing included |
| Dental & Vision | ✗ | Add-on programs available |
Network & Requirements
Network Type
PPO Network
PHCS/MultiPlan
Religious Requirement
No
No religious affiliation or lifestyle requirements
Waiting Period
30 days
Pre-Existing Conditions
12-month waiting period
Pros & Cons
👍 Pros
- No faith or religious lifestyle requirements
- Strong PPO network for negotiated rates
- Includes telemedicine and mental health
- Shorter pre-existing condition waiting period
👎 Cons
- Newer organization with less track record
- 30-day initial waiting period for new members
- Smaller member community than established ministries
- Less community/fellowship aspect
Ready to Join Zion Health?
Visit their website to see current pricing for your household and get started.
Get a Quote from Zion Health →