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OneShare Health Review

Sharing health costs as one community

★★★½☆ 3.8 Overall Rating
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Tiered OptionsIndividualsChristian Community Founded 2018 75,000+ members

Our Verdict

OneShare Health is a Christian health sharing ministry that offers a range of programs from basic catastrophic coverage to comprehensive sharing. Their tiered approach — Classic, Complete, and Crown — makes it easy to find the right level of coverage. OneShare uses the First Health PPO network and includes telemedicine and prescription discount programs with all memberships.

Rating Breakdown

Overall
3.8
Value
3.5
Coverage
3.8
Ease of Use
4.0
Customer Service
3.8

Pricing & Costs

Monthly Cost Range $200–$500/mo
Deductible / IUA Range $1,000–$7,500
Max Sharing Amount Up to $1,000,000 per incident

Classic, Complete, and Crown tiers at different price points

Coverage Details

Maternity Available on Complete and Crown programs after waiting period
Mental Health Inpatient mental health eligible on higher tiers
Telemedicine Included
Prescriptions Prescription discount card included with all memberships
Preventive Care Annual wellness exam included on Complete and Crown
Dental & Vision Discount programs available for dental and vision

Network & Requirements

Network Type

PPO Network

First Health PPO

Religious Requirement

Yes

Must affirm Christian beliefs and agree to Statement of Standards

Waiting Period

None

Pre-Existing Conditions

24-month waiting period

Pros & Cons

👍 Pros

  • Clear tiered structure makes choosing easy
  • First Health PPO network for provider access
  • Telemedicine included with all memberships
  • Prescription discount program included

👎 Cons

  • Christian faith requirement for membership
  • 24-month pre-existing condition waiting period
  • Lower sharing limits on basic Classic plan
  • Relatively newer ministry

Ready to Join OneShare Health?

Visit their website to see current pricing for your household and get started.

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